SMFG India Credit appoints Gaurav Terdal as Chief Human Resources Officer

SMFG India CHRO, Gaurav has extensive experience in human resources, having worked in HR business partnering, talent acquisition, HR operations, compensation, benefits, learning and development, and HR system implementation.
SMFG India Credit appoints Gaurav Terdal as Chief Human Resources Officer

SMFG India Credit elevated Gaurav Terdal as Chief Human Resources Officer from September.

SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) has announced the appointment of Gaurav Terdal as its Chief Human Resources Officer (CHRO). 


SMFG India, confirmed Gaurav’s appointment by a press release which stated, “Gaurav’s primary responsibility will be to drive success through strategic HR leadership. He will report to Swaminathan Subramanian, Chief Operating Officer, SMFG India Credit.”


As CHRO, he oversees human resources and learning and development for 20,000 people. He is responsible for driving performance through strategic HR leadership, with a focus on talent, engagement, and growth. He is deeply committed to establishing an environment of excellence and inclusivity.


Gaurav has spent 9 years with SMFG India Credit in various capacities, honing his talents in areas such as compensation, business HR, talent acquisition, HR systems, payroll, and HR operations.


Gaurav Terdal has over two decades of experience as an outstanding HR leader.


Gaurav has extensive experience in Human Resources, having worked in HR Business Partnering, Talent Acquisition, HR Operations, Compensation, Benefits, Learning & Development, and HR System Implementation.


Gaurav’s strategic acumen is evident in his ability to adjust Talent Management and Development strategies to the specific life cycle stages of enterprises. His broad experience with huge companies has given him the expertise to achieve a healthy balance between the aggregate group objectives and the specific nature of individual organizations.


Gaurav had worked in the financial services, manufacturing, and car industries, including Adani Capital and Volvo Auto India Pvt. Ltd. 


Speaking about the appointment, Swaminathan Subramanian, Chief Operating Officer, SMFG India Credit said, “I am delighted that Gaurav is yet another example of the much acclaimed leadership factory of SMFG India Credit! I congratulate him on his well-deserved promotion to the role of Chief Human Resources Officer.”


“Gaurav’s extensive experience across diverse HR functions has enhanced his strategic acumen in approaching people management and HR processes, making him a well-rounded HR leader for shaping our HR strategy.”


“His deep understanding of our business and our distinctive culture will be instrumental in crafting and executing customized HR practices tailored to our growth journey. We are confident that under his leadership, our people strategy and workplace policies will make a stronger, positive impact on our business.”


Mr. Gaurav Terdal, CHRO, SMFG India Credit, remarked of his new position, “SMFG India Credit has been my nurturing ground, where I’ve acquired and enhanced invaluable insights into HR; it’s my professional alma mater.” I am grateful to the leadership team for their unfailing faith in me and for entrusting me with this chance. The CHRO position involves a great deal of responsibility, and I am determined to use my substantial professional expertise to steer the organization toward a brighter future.”


Gaurav has a post graduate degree from XLRI, Jamshedpur, and a Science Graduate Degree from ICLES.



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